Budget Calculator
Allocate every dollar with intention. Visualize where your money goes and how much you keep.
Savings Rate
15.0%
Healthy
Total Expenses
$3,350
Left Over
$1,350
Budget Health
Healthy
Solid foundation. Try increasing savings by 1–2% per year.
The 50/30/20 Framework
A classic baseline: spend no more than 50% of after-tax income on needs (housing, food, utilities, transportation), 30% on wants, and put 20% toward savings and debt payoff.
Pay Yourself First
Automate your savings on payday — before lifestyle expenses can absorb the money. This single habit beats most budgeting techniques.