Retirement Calculator
Project your retirement savings and see what kind of lifestyle that balance could support using the 4% safe-withdrawal rule.
Balance At 65
$1,638,445
Total Contributions
$340,000
Safe Withdrawal / Year
$65,538
≈ $5,461 / mo
Nest Egg Projection
Planning For Retirement
The two most important variables in retirement planning are time and savings rate. Starting earlier gives compounding decades to work; saving a higher percentage of income shortens the timeline.
What Is The 4% Rule?
Originally from the Trinity study, the 4% rule suggests that withdrawing 4% of your portfolio in year one (and adjusting for inflation each year after) gives a very high probability of lasting 30+ years.
Don't Forget Social Security
For most Americans, Social Security adds meaningful retirement income on top of personal savings — but it shouldn't be your only plan.