US Federal Tax Calculator
A quick estimate of your 2026 US federal income tax. Uses standard deduction unless you enter higher itemized deductions.
Estimated Tax
$9,870
Effective Rate
11.6%
Marginal 22.0%
Take Home
$75,130
Where Your Income Goes
Effective Vs. Marginal Tax Rate
Your marginal tax rate is the rate applied to your next dollar of taxable income. Your effective tax rate is the average rate you pay across all of your income after deductions and tax brackets are factored in.
That's why your effective rate is usually lower than your marginal rate. You may fall into a higher tax bracket, but only the income within that bracket is taxed at that higher rate.
Disclaimer: This calculator provides a simplified estimate for educational purposes only. It is not tax advice. Please consult a qualified tax professional for guidance specific to your situation.